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Avatar Global Consult

Avatar Global Consult


South Africa

Enabling financial inclusion and becoming the mid-market Insurance Industry game-changer.

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MEET OUR FOUNDERS

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The facilitation of holistic business strategy and Global Insurance best practice.

Our Founders

Avatar Global Consult has assembled a unique panel of local, regional and international
experts with stellar track records in Financial Services.

Our Team

Garth Ibbetson

Founder

Garth Ibbetson is the award winning author of: ”The New World of Distribution,” inventor of the Profit Modelling Software ”Matrix”.
Garth Ibbetson is a founding member of Avatar Global Consult.
Garth Ibbetson Curriculum Vitae

Our Team

Eddy KA. Berutu

International Partner

Graduated from the University of Parahyangan Bandung and has a Diploma from ITB Bandung. Eddy started his financial derives sector career in the banking industry in 1995.
Eddy KA. Berutu Curriculum Vitae

Testimonials

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22
2010
Nov.

Life Sales Manager Gulf at Arabia Insurance company

I have worked with Garth Ibbetson on a special recrutiment project for UAE. I was really attracted by his professionalism and the quality connection he has. Garth Ibbetson is a very punctual, focused and committed to deliver excellent service. I would recommend him as a good asset for the organization he works for.

Wissam Geagea Managing Director - Resolution Life

14
1993
Jan.

Achievements

Garth Ibbetson is the author of the award winning - Major Piece of Work - "The New World of Distribution" and inventor of the Profit Modelling Software "Matrix". He is author of numerous articles, studies, trends and practices of the financial services industry.

THIS IS WHO WE ARE

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The changing Insurance Landscape

About Avatar Global Consult

A unparalleled panel of high stature advisors, global experts, spanning four continents. Six countries and over 200 years in collective insurance expertise.

About US

OUR MISSION

At AGC we develop, teach and transform elite future leaders in insurance business strategy inclusive of global best practices in sales, automation and operations, facilitating a culture of global excellence and panel expertise that delivers world class service to a transforming and progressive sales environment.

About US

Industry Trends

The gap between market leaders and the competition is getting wider. The Life Insurance industry is currently navigating an unprecedented set of challenges.

About US

Business Opportunities

Insurance companies looking to create a sustainable and highly differentiated strategic plan that transcends current competition boundaries and production paradigms, firmly placing our clients in a leading strategic position in an ever evolving market place.

Our Strengths

Equipped with 6 Strategic Business Units, Avatar Global Limited prides itself in a holistic approach to insurance consulatation, execution and the delivery of real value, ranging from cost saving quote aggregation platforms to the creation of highly differentiated distribution channels in the form of internet acquisition platforms. Our fundamental strength lies in our ability to identify market gaps, aligned opportunity and then the implementation intent of creating massive strategic advantge for our clients.

Our Skills
Consumers
Talent Pool
Population
New Players
Regulation
Competitors
Technology

OUR EXPERTISE

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Faciliating financial service best practice and fiscal inclusion to all.

Group Expertise

Behavioral, productivity and activity management.
Operations strategy and implementation advice productivity.

Our Services
Our Strategy

GLOBAL CONSULT

The facilitation of holistic business strategy and global insurance best practice.

Our Strategy

LIFE SOLUTIONS

Bringing cutting edge information techology platforms to Asia.

Our Strategy

INSURANCE ACADEMY

The center of facilitation and incubation of distribution excellence, recruitment and education to achieve an elevated level of productivity.

Our Strategy

Aggregator

Facilitating unprecedented convenience and trasparency in choice, price and purchase empowerment of the Indonesian consumer.

Our Strategy

DISTRIBUTION

Facilitating effective, efficient and profit driven distribution solutions to a rapidly expanding and competive life insurance marketplace.

Our Strategy

Massensure Indonesia

Providing access to inclusive, contemporary affordable micro life insurance product, specifically designed to alleviate poverty within the most vulnerable social demographic.

SERVICES

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Value added Features of Business Intelligence and Profitability Measurement

AVATAR'S STRATEGIC BUSINESS PARTNERS

We have over 200 years of combined international financial service experience.
Representation in 6 countries.

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Why South Africa is a trend setter!

South Africa is renowned for its financial service sophistication and relative fiscal well-being in a history spanning almost 160 years.

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Deliverables

Unparalleled panel of high stature advisors, global experts, spanning four continents, 6 countires and over 200 years in collective insurance expertise.

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Business Opportunity

Unprecedented strategic advantage to our clients via our specialized advisory services.

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Pfirestorm - Strategic Partner

The one stop collaborative relationship management, communication and e-storage solution.

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Silver Bridge - Strategic Partner

Silver Bridge, established in 1995, provides world-class business application solutions to the financial services industry.

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Wellnicity - Strategic Partner

A South African based company established in 2009 to provide buisness intelligence.

AVATAR'S STRATEGIC BUSINESS PARTNERS

We have over 200 years of combined international financial service experience.
Representation in 6 countries.

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Pfirestorm - Strategic Partner

The one stop collaborative relationship management, communication and e-storage solution.

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Silver Bridge - Strategic Partner

Silver Bridge, established in 1995, provides world-class business application solutions to the financial services industry.

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Wellnicity - Strategic Partner

A South African based company established in 2009 to provide buisness intelligence.

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Foxworx - Strategic Business Partner

Yvonne graduated from the Witwatersrand Technikon – with a degree in Interior Design & Graphic Design.

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Dr. Agustin V. Que

Agustin is a senior investment banker with over 35 years of extensive professional experience.

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Fredell Danver Jacobs

Graduated from School of Business, University of Cape Town (2005), Executive education and MBA from Wits Business School (2008).

AVATAR'S EXPERT PANEL

We have over 200 years of combined international financial service experience.
Representation in 6 countries.

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David Bingei

David graduated with a Master degree in management from London Business School.

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Pieter Fourie

Pieter Fourie graduated from the University of Pretoria, South Africa with a Master in Human Resource Management.

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Mike Lombard

Mike Lombard has been involved with business and financial services since 1979. He started his career in Retail Banking (Sanbic)

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M.T. Nejthardt

Michal has a BSe (Hons) first class with Magna Cum Laude, majoring in Actuarial Science, Statistics and Advanced Mathematics of Finance.

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Dr. Agustin V. Que

Agustin is a senior investment banker with over 35 years of extensive professional experience.

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Fredell Danver Jacobs

Graduated from School of Business, University of Cape Town (2005), Executive education and MBA from Wits Business School (2008).

CONTACT US

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The center of facilitation and incubation of distribution excellence.

OUR CONTACT DETAILS


Jakarta

San Francisco

Indonesia Stock Exchange Tower 2
17th Floor, Jl. Jend. Sudirman Kav. 52-53
Jakarta 12190 INDONESIA

EMAIL: garth@avatarglobalconsult.co.za

JAKARATA MOBILE: +62 21 515 7777
SOUTH AFRICAN MOBILE: +27 078 893 7676
www.avatarglobalconsult.co.za

Singapore

Los Angeles

10 Anston Road
3005 International Plaza
Singapore SOUTHEAST ASIA

EMAIL: garth@avatarglobalconsult.co.za

SINGAPORE MOBILE: +62 21 515 7777
SOUTH AFRICAN MOBILE: +27 078 893 7676

Johannesburg

London

Design Quarter
Fourways
Johannesburg SOUTH AFRICA

EMAIL: garth@avatarglobalconsult.co.za

SOUTH AFRICAN MOBILE: +27 078 893 7676
JAKARTA MOBILE: +62 21 515 7777

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Why South Africa is a trend setter.

Published by Avatar Global Consult Category: Financial Services, Insurance

South Africa is renowned for its financial service sophistication and relative fiscal well-being in a history spanning almost 160 years, despite sporadic but significant global financial crisis's, sovereign debt and fiscal instability.

The South Africa Financial Services industry is the second largest domestic industry next to mining with a projected income of R271 billion ($27 Billion) in just 3 yrs. (2010 to 2013). This income is generated by approximately 106,000 Life and Investment intermediaries nationwide.

Case in point is the fact that South Africa boasts 88 life insurance Companies competing for a 12 million consumer base and an approximate 50% insurance penetration. This statistic signifies a highly competitive marketplace aligned to a highly advanced industry life cycle.

South African insurance agents remain one of the most productive sales forces globally with current statistics indicating an average premium of contracts sold at R2 800.00 per month and an average investment at R3,500,00. Average earnings in the Financial Services sector remain high at R481,000.00 p.a., with average volume sales 0f 110 policies per year.

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Deliverables.

Published by Avatar Global Consult Category: Global Experts.

Unparalleled panel of high stature advisors, global experts, spanning four continents, 6 countries and over 200 years in collective insurance expertise.

Wide scope of expertise inclusive of but not restricted to:

Life Insurance Life insurance start-up strategy, planning and implementation guidance.

Life Insurance Holistic life insurance practice and operations.

Life Insurance Product design and pricing.

Life Insurance Specialiazed distribution outsourcing i.e. bankassurance and/or internet life insurance distribution.

Life Insurance Profit to cost modeling, planning and implementation.

Life Insurance Advice on technology enablers.

Life Insurance Strategic Planning.

Life Insurance Leadership training and facilitation.

Life Insurance Differentiation plannning and implementation.

Life Insurance Global insurance best practice.

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Business Opportunity

Published by Avatar Global Consult Category: Sustainable, Competition.

Unprecedented strategic advantage to our clients via our specialized advisory services.

Life Insurance Global best practice in almost every conceivable field within the life insurance ambit.

Life Insurance Life insurance start-up strategy, planning and implementation guidance.

Life Insurance Highly specialized distribution cost to profit ratio modeling.

Life Insurance Access to state of the art information technology systems and administration capability.

Life Insurance Global access to highly skilled insurance resources.

Life Insurance Strategic alliance with other centers of insurance excellence.

Life Insurance Unparalleled panel of global experts in insurance.

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Pfirestorm - Strategic Partner

Published by Avatar Global Consult Category: Strategic Supply Partner.

The one stop collaborative relationship managment, communication and e-storage solution. Pfirestorm is an affordable internet based subsciption service that enables proactive slaes people a unique opportunity to cement existing relatiohships and/or the establishment of new relationships with their clients.

This service is client centered and simultaneously provides the sales person with a platform that addresses fundamental business matters such as strategy and wealth creation, operations and practice management, compliance issues, day to day operational matters and vast Marketing opportunities.

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Silver Bridge - Strategic Partner

Published by Avatar Global Consult Category: - Strategic Supply Partner.

Silver Bridge, established in 1995, provides world-class buisness application solutions to the financial services industry. Specializing in life insurance, pensions, employee-benefits and loans management.

Based in Gauteng, South Africa, Silver Bridge is a strategic supplier to more than 30 life assurance clients in 12 African countries. Silver Bridge's client base includes Regent Life, Real People, Momentum-Metropolitan International, ABSA Life, Sanlam, FML, CFC and Afrian Bank.

Silver Bridge delivers advanced business applications solutions to the financial services industry. As a Microsoft Gold Certified Partner all their systems are based on Microsoft's development and operating environments and their software platforms are developed with Microsoft's dotNet technology.

Energy is life insurance software package built on an intergrated, unified framework, which enables low administration costs and high levels of return on investment, while enabling users to create, deliver, administer and manage a complete range of life insurance products from a single platform.

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Wellnicity - Strategic Partner

Published by Avatar Global Consult Category: - Strategic Supply Partner.

A South African based company established in 2009 to provide business intellegence, management information systems and analytical support services to business entities. The actuarial expertie within Wellnicity takes the Qlikview experience to the next level with fully interactive business intelligence dashboards.

With a diverse client base spanning the full range of the South Africa financial services industry, Wellnicity is ideally positioned to empower clients with the insight and foresight needed to conquer any business challenge.

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Foxworx - Strategic Partner

Published by Avatar Global Consult Category: - Strategic Supply Partner.

Y vonne joined Grey Phillips, Blake & Mundell Advertising Agency in 1987 as assistant to the Art Director of Medical Advertising. Yvonne was responsible for the conceptualization of advertising for medical campaigns for the pharmaceutical market. This involved below the line advertising campaigns, TV adverts, package design and promotional material. Yvonne worked on products such as Polaramine and Roche.

In 1989 Yvonne immigrates to Spain. She worked for Viajes Barceló the largest Tourist Agency in Spain, as part of the team which conceptualized, designed and implemented all literature, brochures, advertising and promotional products for the travel industry both in Spain and internationally.
In 1994 Yvonne applied to study a postgrad course at the University of Barcelona majoring in Multi-media Design, Video Production and Graphic Design. Yvonne graduated with top honours in both Multi-media and Graphic Design. In 1995 Yvonne returned to South Africa and joined Mast Information Technologies as an Multimedia Developer, author, e-Learning developer/Instructional Design and Web Developer. She joined Waymark in 1998 as a Senior Consultant and User Interface Engineer; she developed Online Help Systems for various clients as well as designed online web based e-learning courseware.
In 2009 she started Foxworx a Design Studio which develops customized web solutions for SME. The main focus of which is to build websites that enhance the presence of each customer’s product and an online experience for their audience. Foxworx offers a holistic approach to web development, using CMS, e-Commerce and HTML. No website can be promoted without SEO and Foxworx offers an extensive service in Google Analytics, Google Adwords and various other online marketing tools as well extensive knowledge in social media networks.

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David Bingei - Expert Panel

Published by Avatar Global Consult Category: - Expert, Advisor.

David Bingei graduated with a Master degree in managment from London business School, London. He was the SVP, head of Corporate finance for Rabobank International in 2001 in Indonesia. Prior to that, David was the head of debt capital market and structured finance divisions at ABN AMRO Bank.

David has been managing director of Fidelitas Capital, an investment advisory firm specializing in Mergers and Acquisition in Singapore & Jakarta since 2004. He is a respected expert in the fields of corporate finance and buisness strategy. For this, David received an esteemed corporate finance recognition; a CF (Corporate Finance) qualification byICAEW, the Institute of Chartered Accountant, England and Wales in 2007.

In contribution to the academic world, David chaired the program director of Master in Finance, Binus Business School He is a frequent guest speaker to executive master classes in IPMI & BINUS in Jakarta. David is also appointed as an independent director of a listed company in Indonesia Stock Exchange.

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Pieter Fourie (M COM, DPLR, MH'RP) - Expert Panel

Published by Avatar Global Consult Category: - Expert, Human Resources.

Pieter Fourie graduated the University of Pretoria, South Africa with a Masters in Human Resource Management. The title of his dissertation was: "The recommendations of the career behavior of successful insurance consultants" which was adopted by Liberty Life.

This led to a long term increase in the productivity and retention of financial services consultants at Liberty Life. He also obtained a post-graduate qualification in Labor Relations at the Graduate School of Business, University of South Africa.

He was employed at Liberty Life from 1986 to 2004, concluding his career at the company as Principal Consultant in the Liberty Life Management Academy, Johannesburg, South Africa. Pieter is the chairperson of the Gauteng committee of the SA Board of People Practices. He is also active as a part-time lecturer in Varsity College, Sandton for HR Management and Training.

He is a qualified industrial psychologist and a full member of the Society for Industrial & Organizational Psychology of South Africa (SIOPSA). He is a former elected member of the SA Board of People Practices (SABPP). He is registered with the SABPP as a Master Human Resources Practitioner (MHRP), the highest registration level attainable.

He lectured at the Graduate School of Business Administration, Universityh of the Witwatersrand, Johannesburg, South Africa. In 2012, he moderated and compiled the syllabi, student manuals, test and internal exam papers, as well as the marking memorandums for Business Managemetn II and Business Law I. This was done for the Independent Institute of Education (IIE).

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Mike Lombard - Expert Panel

Published by Avatar Global Consult Category: - Asset Management, Financial Services.

Mike Lombard has been involved with business and financial services since 1979. He started his career in Retail banking (Stanbic) focusing specifically on retail lending and corporate finance.

He then spent some 15 years in Fiduciary Services (Asset management portfolio management, taxation and insolvent estates.)

Mike has the qualifications within these areas:

Life Insurance Lib (SA).

Life Insurance Advanced Postgraduate Diploma in Financial planning.

Life Insurance Certified Financial Planner.

Life Insurance International Master of Business Administration.

He spent a short period in Europe to work and study at Templeton College in Oxford and Manchester Business School in the UK and shortly thereafter helped to establish a private banking business within the Stanbic Group. Mike founded the Pfire Group and has engaged a number of partners and shareholders in each business unit including:

Life Insurance Pfire - Personal.

Life Insurance Business Consultancy, PfireExplore - Business training enterprise.

Life InsurancePfirestorm - New generation technology solutions for business.

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M.T. Nejthardt B.Sc Hons FFA, FASSA -
Expert Panel

Published by Avatar Global Consult Category: - Asset Management, Financial Services.

M.T. Nejthardt Michal has a BSe. (Hons) first class with Magna Cum Laude, majoring in Actuarial Science, Statistics and Advanced Mathematics of Finance from the University of the Witwatersrand (WITS) (Johannesburg, South Africa - 2000).

He has served as the Head of Individual Business in Munich Reinsurance Company of Africa, Johannesburg until 2007 and successfully implemented an profitability analysis tool for the South African Government.

Michal has also served as the Head of Corporate Reinsurance in Canada Life Ltd, reporting to the CFO, London, UK until 2010 and was responsible for providing counsel to the CFO on actuarial matters such as Solvency II and reinsurance.

In 2010 Michal founded the Reintegr8 Actuarial Consultancy, Johannesburg and London.

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Dr. Agustin V. Que Ph.D -
Expert Panel

Published by Avatar Global Consult Category: - Asset Management, Financial Services.

Dr. Agustin V. Que Has over 35 years of extensive professional experience in originating, structuring and implementing corporate finance and private equity transactions internationally with a focus on Asia (Indonesia, Hong Kong, Singapore, Malaysia, the Philippines, Korea and India), and since 1997 mainly Indonesia, including new business development.

Dr. Agustin V. Que Ph.D graduated from Business and Applied Economics, University of Pennsylvania, USA in 1972. He joined The World Bank Group as the Senior Investment Officer in the Capital Market Department and involved in the long-term investments projects valued over US$ 100 million.

He founded South East Asia Venture Investment (SEAVI) Program in Boston, MA, USA, Singapore and Kuala Lumpur, Malaysia and spearheaded the international US$42 million fund-raising for the SEAVI activities until 1987).

In 1987, he joined Manufacturers Hannover Asia Ltd, Hong Kong as the Executive Director, and continues his career as a CEO in FPB Asia Ltd, Hong Kong and led a US$ 200 million rights issues transactions.

In 1992, he become the Managing Director and controlling shareholder in East Asia Capital Group Ltd. and arranged US$ 120 million fund raising for Bakrie Group Indonesia.

From 1997 until 2012, Dr. Agustin V. Que Ph.D joined Gunung Sewu Kencana Group as the Financial Adviser to controlling shareholders in transactions with a total value of over US$ 200 million.

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Fredell Danver Jacobs - Expert Panel

Published by Avatar Global Consult Category: - Entrepreneurship, Education.

Fredell D Jacobs graduated from School of Business, University of Cape Town (2005), Executive education and MBA from Wits Business School (2008), Fredell D. Jacobs hold several professional certification such as Buzan Certified Mindmapper (2010) and Leadership Development from Graduate School of Business, University of Cape Town.

In 2008, Fredell D. Jacobs served as the Lead Organizer for the MIT GSW, the world's most prestigious entrepreneurship conference. At the same time, he also serves as the key contributor for business strategy at the Centre for Entrepreneurship (CFE), Wits Business School.

He is the founder and CEO of the South African Start-up Index & SASi Foundation, and currently serves as the Development Consultant at the African Development Bank and inspired the launch of the African Start-up Index (ASI).

He also holds qualifications in Private Equity, Entrepreneurship, Business Future Strategy and Strategic Marketing and has completed a Johannesburg Stock Exchange Director's Programme.

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